I realize you don’t come here for healthcare advice, but since my wife manages 25,000 people’s plans and my mom and millions of older Americans just got word that Medicare Advantage is going up, I hear about it a lot.
I’ll give you the insider info. The numbers are not exact but give a good sense of where things stand. Over the past five years, the percentage of premiums received by insurers and paid out was in the 70% range for most insurers. That left them with about 30% for overhead and margins, which is pretty tight. But when you are talking billions of dollars, it is still not too bad. Last year those numbers crept up to the low 80s, making it unprofitable for most. In the companies that specialize in elderly care, those numbers actually reached 110% or more, meaning they are getting crushed.
In the past, Medicare has been free, and for many, the add-on package Medicare Advantage has also been free or very cheap, around $20 a month. The government can’t subsidize the increased expenses, so the insurers have to make up the difference, and that means raising monthly premiums. For most of America, which is on a fixed income, the extra $80 to $200 that is being discussed makes things tight. I know most of us would love to have insurance that cheap, but remember the last generation had much lower incomes and different expectations for cost. A big business to be in right now is helping people find health insurance. A concierge service that is paid a commission by the insurance companies. My sister-in-law retired to do that for a new career and is doing great. It requires a license, but it is not that hard. Older people love it, its free, and the customer satisfaction rate is 10X of them trying to do it over the phone blindly.
For regular insurance, you are about to get another increase in premiums. It is going to be bad, and a family of five could be paying $15,000 a year or more, and that is with a big deductible. What I am saying is I get to hear about it every day, and the numbers don’t add up. The insurance companies will eat it this year, maybe next, but it is about to get even uglier. Nobody is fixing the core issue, which is that the cost of services is too high. We need to start at the service level and either put limits in place or open up competition. I don’t have the answer. I just see the issue. Of course, I am thinking of ways to monetize the info other than just buying a domain name. For you, just a warning.
Quote of the Day: “Health care costs compromise US economic competitiveness… that kind of a cost … is like a tapeworm eating at our economic body.” — Warren Buffett
Domain of the Day: Ape.me Ape in. Bored Apes. Ape is a killer keyword. 100 men could kill it though
Please Note: The list below contains affiliate links and/or names that have been posted for a fee. It is how we pay for our time since it is a free site. More details at bottom of page. Can go to any of the auctions by adding the names at the end like this one
Dynadot
OZ.vc If you like dot vc then you’ll love this one. $27 renewal
Electrician.io Closes today
StayHome.com Work from Home site in a box or a proponent of remote work. Top name on the Dynadot board
Raydium.com Probably gets a ton of traffic and we all know its a must buy for Radium.io
DomainsOnChain.xyz Not bad for $10
SmartAddress.com pretty much ENS
CreekTower.com Dynadot has auction on their dropcatches too
Anal.info Of course it means ANALysis
Namejet
AMust.com You HAVE to have do this……A Must
HoneymoonPlanner.com Everyone takes at least one of these. Good travel, all inclusive type site
Sunfisher.com I like this as a brand. Under 10 bidders at auction
Bitlogic.com Going to auction Friday
LandServices.com This one as well
Zoil.com Prounouceable 4L.com which is a good thing
MyCarePlan.com Would be a good site for my rant above
Lasek.com Evidently Lasek and Lasik are different but both an eye surgery
Atom – Active Auctions
OGUH.com Most bids on the Atom Auction board. No reserve
BFaster.com Coming up. Like this one for training
Motorboat.ai You motorboating SOB (what movie?)
Yikku.com I’ve been buying these types of 5Ls for 15 years with good success
Stalk.ai Also like this one. Grow or stalk someone
Sedo
Medie.com A perfume, a medical data base. I like the medicine angle
CrytoSkrill.com 22,700 visitors
NONP.com Not sure what P is but getting some love
DWO.ai The cheapest LLL.ai on Sedo with good letters, ie no j,k,z,q etc
MindAgent.ai $7500 BIN Pretty sold name
Soru.ai Gets 24,0000 visits because of Sora AI
Catched
DDH.it Catched is where you come to get quality LLL dot es and it
BLH.it And another one
CAA.es and now your es selection
Trader.capital Leveraged trading . No bids
Cognac.me People still drinking Cognac ?
MxCity.mx Already at $1500 and getting a ton of bids. Mexico DF or Mexico City is the capital of course. One day left
Godaddy Domains with Bids
ArizonaTours.com Private tours are bank
Biopur.com One of my favorite. Upgrade for many
EpicLove.com Registered in 18 extensions. As I always say, a lot of money in love and pain
Equity.me VC name
Equo.com Neutral or equal
Fushe.com means a bunch of different things with none of them being exciting
FWS.org Top 1% in letter quality
Goho.com 25K over under
HoodBoss.com I would sell eagles like the old trans am had and make it a thing again
Inorganics.com I would brand this as InOrganics
Learnist.com Get smarter
MeanTweets.com Kimmel had these. Always a good watch
NewShield.com perfect name for windshield replacement
Nidel.com Whipped Cream in German
Niffer.com Brandable, means nothing to me
RealTaxi.com Google Fake Taxi. See you in 12 minutes
Snap360.com Fast and got you covered
Witzy.com Smart name. Brandable play on wit
LGVG.com Live Good…………Very Good
FIYR.com Fire
MGHV.com High Volume
Godaddy Names with 1 or NO Bids
Other GoDaddy Names With More Than One Bid
69855.com
99446.com
99532.com
Aggrieved.com
alexandermd.com
AlturaResort.com
AnkerGroup.com
Ape.me
AriaRose.com
ArizonaTours.com
BackPainGuide.com
BankruptcyUtah.com
biopur.com
bitcoinag.com
buzzkini.com
CalcOastTimes.com
CalgaryWedding.com
cedarcountyvet.com
ckconsultants.com
ClearKing.com
CreatorShow.com
CrownBiz.com
CustomLook.com
dahlchevroletbuickgmc.com
DentalTeamOfWorcester.com
dfdmastery.com
DigitalWalk.com
domwporzadku.com
DressEmpire.com
dub.me
egconnect.com
empwrmba.com
EpicLove.com
Equity.me
equo.com
EverythingDecor.com
ExhaleSite.com
Expo.me
fiyr.com
FlySpeed.com
ForageVancouver.com
FranchiseClub.com
FreeMyApps.com
frescabowl.com
FreshDream.com
fushe.com
fws.org
GeorgiaPowerLakes.com
GetChapala.com
GetSchoolhouse.com
GoGocart.com
goho.com
GoInvite.com
HalfwayToHanaMaui.com
HomeBeach.com
HoodBoss.com
HumPit-Hummus.com
ifsoft.com
ifuturecities.com
inorganics.com
JaneJacobsWalk.org
kerahealth.com
lakearrowheadlgbtq.org
learnist.com
lgvg.com
Litchi-Movie.com
MainStreetIslandPub.com
MatrixAdvertising.com
MauiContractors.com
MeanTweets.com
MeatgrinderExperts.com
mghv.com
Mispractice.com
nemusbioscience.com
NewShield.com
NiceShare.com
nidel.com
Niffer.com
NoloOrtho.com
ogliastra.com
OldShow.com
pgwallet999.com
PokerGenie.com
PureLotto.com
RealTaxi.com
ReuseIt.org
russellfutcher.com
SevenDigits.com
ShadeGroup.com
SimplyAgile.com
Snap360.com
SoccerPatch.com
SoloCard.com
ststephensmpls.org
TagWeb.com
TheAlder.com
tolomarton.com
Transition.us
TransportDynamics.com
vegascasinoo.com
ViralChief.com
WagonChrist.com
wakayama-johall.com
WiredForBooks.org
witzy.com
yjua.com
zdqx.com
zudas.com
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